Questions worth asking before you invest with anyone.

It is used to understand your goals, timelines, existing holdings and what you are looking for from the relationship. There is no requirement to select a product or scheme during that conversation.

For a first conversation, nothing. To invest, mutual fund regulation requires KYC — usually PAN, proof of address and bank details. K Wealth handles the paperwork around it.

No. Existing holdings can stay exactly where they are. If consolidating them later makes the portfolio easier to follow, that is a separate decision you make when you are ready.

K Wealth does not publish a minimum. Whether the practice is a sensible fit for your situation is something the first conversation is for.

Allocation first, schemes second. Once the asset-allocation framework is agreed, schemes are evaluated on their intended role in the portfolio, behaviour across market cycles, portfolio characteristics and overlap with what you already hold.

There is no fixed review promise. Portfolios are discussed when something relevant changes — your goals, your circumstances, or the allocation itself.

A market fall by itself does not automatically require action. We revisit the plan when the allocation, goals or circumstances justify it — not simply because markets have moved.

K Wealth aims to respond to servicing requests within 24–48 hours. Completion timelines may depend on the relevant AMC or RTA.

Yes. Holdings, valuations and statements are available through the client portal on the web, and through the Mint by Investwell app.

Directly to the Asset Management Company. K Wealth does not take custody of your investment money or mutual fund units. Investments are held in your name in the relevant mutual fund folios, with records maintained by the registrar.

No. Your units sit in your own folios with the Asset Management Company and are held in your name. K Wealth facilitates and services those investments — it does not hold, control or take custody of them. Your holdings and your ability to transact on them continue independently.

Open-ended mutual fund units can generally be redeemed subject to the scheme's applicable terms, cut-offs, exit loads and any restrictions or lock-ins. You are told which of these apply before you invest, not after.

No. Mutual funds are market-linked investments and returns cannot be guaranteed.

For mutual fund distribution, K Wealth receives trail commission from Asset Management Companies on investments made through Regular Plans. You do not pay K Wealth a separate fee.

It is a fair question to ask any distributor. Commission rates vary by AMC, scheme and category, so the structure is disclosed rather than glossed over — the Compliance page sets out how K Wealth is remunerated. Allocation is agreed before any scheme is discussed, which is the part of the process that does most to keep the two separate.

They are variants of the same scheme, generally with the same portfolio and fund manager. Direct Plans have lower expense ratios because distribution costs are absent. Investing through a distributor such as K Wealth means investing in Regular Plans.

An AMFI-registered Mutual Fund Distributor based in Bengaluru, founded by Krish Bahri in 2018.

No. K Wealth operates as an AMFI-registered Mutual Fund Distributor and does not operate as a SEBI Registered Investment Adviser.

Yes. Onboarding and transactions remain subject to applicable KYC, banking, AMC and regulatory requirements.

No. The practice is mutual fund distribution. It does not provide trading calls, insurance products, portfolio management services, or tax and legal advice.