Useful tools
Plan with the numbers in front of you.
Explore different investment and withdrawal scenarios using assumptions you control. Each calculator is arithmetic — nothing here predicts what any scheme will do.
SIP Calculator
What a regular monthly investment could grow to, at a rate of return you choose.
Illustrated value
₹38.59 L
Based on the assumptions entered above.
- Total investment
- ₹30,00,000
- Gain
- ₹8,58,587
- Illustrated value
- ₹38,58,587
A monthly SIP of ₹50,000 over 5 years, at a 10% assumed rate of return, illustrates a total of ₹38,58,587.
Lumpsum Calculator
What a one-time investment could grow to over a chosen period.
Illustrated value
₹8.05 L
Based on the assumptions entered above.
- Total investment
- ₹5,00,000
- Gain
- ₹3,05,255
- Illustrated value
- ₹8,05,255
Step-Up SIP Calculator
The effect of increasing your monthly investment by a fixed percentage each year, compared with keeping it level.
Illustrated value with step-up
₹46.27 L
Based on the assumptions entered above.
- Invested — without step-up
- ₹30,00,000
- Illustrated value — without step-up
- ₹38,58,587
- Invested — with step-up
- ₹36,63,060
- Illustrated value — with step-up
- ₹46,26,752
- Difference from stepping up
- ₹7,68,165
SWP Calculator
Regular withdrawals from an existing corpus, and what the balance looks like at the end of the period.
Balance after 5 years
₹44.21 L
Based on the assumptions entered above.
- Initial amount
- ₹50,00,000
- Total withdrawn
- ₹33,15,379
- Balance
- ₹44,21,024
STP Calculator
Moving a fixed amount each month from one scheme to another, rather than deploying a large balance at a single market level.
Combined value after 5 years
₹14.73 L
Based on the assumptions entered above.
- Source — initial
- ₹10,00,000
- Source — illustrated value
- ₹6,47,661
- Target — transferred
- ₹6,00,000
- Target — illustrated value
- ₹8,24,864
How to read these numbers
These calculators illustrate compound arithmetic at a rate of return you select. The rate is an assumption you have chosen — it is not a forecast, a projection, or a promise of any return, and no mutual fund scheme is being recommended.
Actual outcomes depend on market conditions and on the schemes actually held. The figures exclude exit load, expense ratio, taxes and other charges. Mutual fund returns are market-linked and cannot be guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
K Wealth · AMFI-registered Mutual Fund Distributor · ARN-154481 · EUIN E304293
A calculator cannot tell you what the money is for.
The arithmetic is the easy part. Deciding the allocation, the horizon and how much volatility is workable is the conversation worth having.